Online banking: ING offers € 160 to new customers of

The start of the school year is a highlight for the bank: the Frenchcome back from vacation with good resolutions and the desire to save real money. Known to be (often) free, online banking is therefore a fairly obvious choice for those who want to reduce their banking fees.

To top it off, ING bank is currently offering up to 160 € bonus to all new customers of its Complete offer . Please note, this special offer is only valid until September 1 (inclusive). To find out more, it's here:

See the ING offer

The Integral formula at ING is the one that has contributed to the success of online banking. With more than a million customers in France, it is among the leaders in this niche, with a range of produits similar to that of a network bank. This account also comes with a Gold Mastercard free .

Procedure for obtaining the 160 € at ING

Between August 26 and September 1, ING is making a real effort on the welcome bonus. It is quite simply the best on the market, far ahead of all its counterparts which are around € 80. You can therefore receive a bonus of up to € 160 for opening an account, with a few small conditions.

The bonus is broken down into two parts, here are the details:

• The first premium of € 80 will be paid for the very first opening and activation of a current account (single or joint) with the Integral formula. You will need to open your account before September 1, and make a first payment (minimum € 300) before November 1. The premium will then be paid into the ING account on November 15, 2020 at the latest.
• The second premium of€ 80 is subject to a minimum deposit of € 1,200 into the account in October and November 2020. Here too, the bonus will be credited to the checking account no later than November 15. As for the first part of the bonus, this bonus is exclusively accessible to customers of the Integral offer.

As a reminder, the Integral plan is subject to a monthly payment of minimum € 1,200 per month. If the customer cannot do the same, he will then have to pay a contribution of 5 € per month. This is the the most premium version of the account at ING , and this is also the most fashionable. Another formula, called ING Essentielle, is more limited. It was introduced about a year ago, and rivals the limited offerings of neobanks.

See the ING offer

ForWhat to choose the Integral offer?

For the past year, ING has distinguished two formulas for its current account. The basic version, Essential, is accessible free of charge and without conditions. It allows you to have a current account and a debit card (without authorized overdraft) with limited limits. With this formula, customers can access all online banking products (savings, investment and loans).

This new offer has not eclipsed the ING Intégrale version, which remains today most popular of the establishment. On condition of domiciling € 1,200 of income per month, this offer provides access to a free Gold Mastercard with authorized overdraft and higher limits. It also comes with a checkbook and no fees abroad from September 1. You can find our comparison of ING Integral vs Essential here .

Once again, the € 160 offer is only available to customers of the Integral plan. So that's one more argument that should make you lean towards it. Even in the event that you decide to pay the € 5 monthly membership fee, this welcome bonus will allow you to offset the costs over several years.

Find out more here:

See the ING offer